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Travel Safe With A Pre-existing Medical Travel Insurance
We always travel either out of need or purely for pleasure or could even be for both. However, not everyone who travel are often in good health. In fact, a few who travel usually get sick because of insufficient rest, hoping to make use of the time to see and explore new sights. If you have a pre-existing medical condition and it is obligatory for you to travel then buy a pre-existing medical travel insurance. This may save you a considerable amount of money that you will must pay for your medical expenses particularly when you are abroad. This may be the cheaper choice and a safer one too for you are certain to receive superior medical care even when you are in a distant land. If you will in all likelihood make frequent international trips, pay attention to your medical travel insurance plan particularly the annual policies. Do your investigation first because there are other choices that could save you more in the long term. For many individuals, they would prefer to buy a one long term policy rather than many single trip policies. Persons who have to go abroad several times a year will profit from a single policy that will give you medical coverage during your overseas trips. However, if you will be having what you believe is a once in a lifetime trip abroad, then select a shorter termed medical travel insurance contract, which is less expensive. Avoid buying insurance from travel agents because you will have to shoulder the middle man fees including commission. Your choice of a medical travel insurance will basically depend on the length and the sort of travelling that you will make. Pre-existing medical conditions are extensive and most medical travel insurance will provide protection for the typical ones like allergies including asthma as well as osteoporosis, epilepsy, hypertension and many more. You can get added coverage for a minimal price of . Evidently, there are conditions for every choice you will get. These requirements are negligible when compared to the benefits you will obtain. This is particularly true when you travel to another country where hospital and medical bills can be staggeringly high. There is also the possibility that you may need medical evacuation to another country with proper facilities to give you good medical care. There are times when returning to Australia might be your best choice so an additional is truly a good deal. When you purchase a medical travel insurance plan for your travel abroad, make certain you declare all your pre-existing medical conditions. A pre-existing medical travel insurance can give you excellent coverage if you have been honest with your medical condition from the very start. Failing to make a good disclosure may result to non-payment or only a partial payment at the time that you need to make a claim. It is quite easy actually to look for a reasonably priced travel insurance with affordable annual rates that will offer protection for both local and international travels. You can look into the net, compare prices and even make applications online. Remember that your pre-existing medical condition will be a determinant in your choice. A standard medical insurance will not be enough but only a pre-existing medical travel insurance to give you the best coverage in case of a medical emergency in the middle of your vacation or holiday abroad.
G. Foley is a writer who writes for websites covering a variety of niches. For further reading on budget travel insurance just go here
Article from articlesbase.com
How to Stay safe and healthy while you are travelling
Sometimes, it’s to do with commonsense precautions – like arranging the right vaccinations and travel insurance. Sometimes, we have more specialist advice – like how to keep yourself informed about the risks of terrorism in the country you’re going to.
The essential travel checklist
Make sure you read our travel checklist before you go away – it’s got everything you need to know for staying safe and healthy abroad!
Take our number with you!
Find out why it’s a good idea to always make a note of the nearest embassy’s phone number when you’re abroad.
Travel checklist
We’ve put together this travel checklist to help you plan for your trip abroad and stay safe whilst you are there. We’ve got more advice for specific types of travellers in Your trip.
Before you go:
check our travel advice pages for the country you are visiting. Sign up for email alerts and you’ll get the latest updates for that country
register with our LOCATE service so we can get in touch with you if something goes wrong
find out where the nearest embassy will be – check their website to find out what services they offer and their opening times
don’t travel without insurance – make sure it covers you for any activities you are likely to undertake such as extreme or water sports
travelling within the EU? Then get a free European Health Insurance Card for free or reduced emergency care – you still need full travel insurance though! Also remember, you can call 112 to contact the emergency services in any EU country.
check with your doctor as soon as possible to find out if you need any vaccinations before you travel
make sure you’ve got correct visas for the country you are visiting and that your passport is valid.
All first time adult passport applicants must now attend an interview to verify their identity. It now takes up to six weeks to get a first passport. For more information please visitDirectGov
for certain countries your passport must be valid for 6 months after the date you travel – check the entry requirementsbefore you go
take photocopies of your passport and other important documents and keep these separate from the originals when you travel and/or store them online using a secure data storage site.
make sure you fill in the emergency contact details in your passport. This will make it much easier for us to contact someone if necessary
tell a friend or relative where you are going and for how long for – give them some idea of your itinerary if possible and an emergency contact number
take enough money for your trip and some back-up funds in a mix of cash and travellers cheque – make a note of the cheques’ numbers before you go
invest in a good travel guide to help you plan your trip
driving abroad? Make sure your licence is current and valid. Make sure you are aware of the driving laws in the country you are visiting
check HM Revenue & Customs Travel website for information on duty-free allowances, banned goods etc.
When you are away:
think about what you are doing at all times and trust your instincts – don’t take risks that you wouldn’t at home!
don’t openly display valuables such as mobile phones or digital cameras and consider using a padlock on suitcases or backpacks
find out about local customs and dress, behave accordingly and obey local laws -there may be serious penalties for breaking a law that might seem trivial at home
be careful when taking photographs, videos or using binoculars. Such activities may be misunderstood, especially near military installations
consider taking your mobile with you or renting one whilst you’re away. Store useful numbers such as the local police and the nearest embassy or consulate
check with your service provider to make sure your phone works abroad
check whether it’s safe to drink local tap water- if not, stick to bottled water and avoid salads, non-peeling fruit and ice in drinks
use your judgement when buying and eating food you’ve not prepared yourself
respect the environment – don’t buy wildlife souvenirs, conserve resources like water and don’t drop litter
check import regulations for food and plants before you attempt to bring them back to the UK
Travel Health
Travelling to different climates and environments abroad can expose you to disease and health risks. You should be aware of the dangers and how to stay healthy.
Diseases which aren’t present in the UK such as yellow fever, malaria, rabies and dengue fever are common in some areas of the world.
Vaccinations and immunisations
Visit your GP as soon as possible to check if you need any vaccinations or other preventive measures (such as malaria tablets).
Remember, these treatments aren’t usually available as NHS prescriptions.
General travel health tips
You should also make extra preparations if you have an existing medical condition.
take out adequate travel insurance or you could face a huge medical bill if you fall ill and need treatment
get a European Health Insurance Card (EHIC) to entitle you to free or discounted healthcare in European countries
check the health section of our country travel advice before you travel
drink plenty of water in hot climates to avoid dehydration
be safe in the sun – use a high-factor sunscreen and avoid excessive sunbathing between 11am – 3pm
find out the local emergency services numbers and the number of the local hospital
practice safe sex – take condoms with you as quality varies in different countries. HIV and Aids, and other sexually transmitted diseases can be caught worldwide.
Long-distance journeys
don’t wear tight clothing on long-distance journeys
do regular stretching exercises such as flexing and extending your ankles to avoid circulation problems
walk round at regular intervals on long flights
drink plenty of water on flights and avoid drinking too much alcohol.
Consult your doctor before long-distance travel if you:
are pregnant or have given birth in the last 6 months
have a history of blood disorders, deep vein thrombosis or pulmonary embolism
are taking hormonal medication (including the contraceptive pill)
have cancer, heart problems or have recently had surgery.
If you have a pre-existing medical condition
tell your travel insurer about your condition
ask your doctor how the trip might affect you
check local conditions such as climate and pollution levels and consider how you might be affected
carry a doctor’s letter and a copy of any prescriptions
ensure your medication is legal in the country you are visiting – the British Embassy can advise you
learn key words and phrases in the local language for your condition, medication and emergency help
take the same precautions you normally would in the UK if you weren’t going to be at home for a while
if you suffer from a mental illness you should be aware that facilities and local attitudes to mental health problems may differ from those in the UK. Do some research before you go.
HIV and AIDs
Acquired Immune Deficiency Syndrome (AIDS) is present worldwide. It is caused by the virus known as Human Immuno-deficiency Virus (HIV). There is not a vaccine or cure for either, and people with HIV remain infected all their lives.
HIV/ AIDS can be contracted through:
unprotected sex with an infected person, who may not know they are infected
the use of infected syringes, medical and dental instruments or anything else that punctures the skin, such as tattooing needles
transfusions of HIV infected blood
passing from an infected mother to her baby during pregnancy, childbirth or breast-feeding.
It cannot be passed on through everyday social contact, insect bites or dirty food and crockery. Nor can it be passed on through kissing, coughing and sneezing.
Protecting yourself against HIV/AIDS
ensure you use condoms with new sexual partners. It is advisable to pack your own as standards may differ from those in the UK or they may not readily be available
don’t share needles and syringes
be aware that some countries do not have the same medical standards as the UK. Equipment may not be adequately sterilised, nor blood screened for HIV and hepatitis B or C
if you require self-administered injections, take an adequate supply of your own needles
don’t have a tattoo, acupuncture treatment or body piercing unless you can be sure the equipment is sterile.
Some countries have introduced HIV antibody testing for some visitors, or require an HIV antibody test certificate. Check with the relevant Embassy (see right for a search facility) before you travel.
If you need to take HIV/ AIDS related medications with you, check it’s legal in the country you’re visiting. It’s best to pack it in your hand luggage and take a letter from your GP with you.
The relevant embassy and your local GP will provide you with more information.
Malaria
Malaria is a major health problem in tropical and subtropical parts of the world. It is spread by the bites of infected mosquitoes.
Some forms can be fatal, others produce a high fever and may lead to kidney, liver, brain and blood complications.
Make sure that you:
Tell your doctor which countries and regions you will be visiting. Malaria parasites are resistant to different types of malaria tablet in different countries, so you need to be sure you’re taking the right ones
Ask your doctor when you should start taking the medication and how long you should take it for. It is essential that you complete the course of tablets
Avoid mosquito bites by using insect repellent. Repellent containing DEET is particularly effective
Keep your arms and legs covered after sunset
Ensure the area where you are sleeping is properly screened and air conditioned if possible. Use a ‘knockdown’ spray to kill any mosquitoes
Sleep under an insecticide impregnated mosquito net
Please note that none of these measures offer total
Safe Travel in Mexico
When talking to people about going to Tijuana for dental work, more and more the question arises, “Is it really safe to go to Mexico?” My answer is always YES! I feel quite at home in Tijuana, but like anywhere, you have to use common sense while traveling in Mexico.
I can understand the apprehension that some people have as they contemplate going into another country, where everything is strange and unknown. Then when you hear bad things on the news, it can make it even more frightening. While the decision of whether or not to cross South of the border into Tijuana is the responsibility of each individual, I would like to answer a few questions to try to put things into perspective, as well as give a few tips on how to travel more safely in Mexico, or any foreign country, or even into any Metropolitan down town area of the USA.
Click here to see a youtube testimony about safety in Tijuana
To answer the question, “Is it dangerous in Mexico?” Not if you use common sense! The folks at Sam Dental Tijuana were very helpful to me. Here is what I have learned from them, and after several trips, I can say that yes, I feel safe!
Don’t be fearful when you hear negative reports on the news. Keep in perspective that the news agencies look for any incident that will grab headlines. The problem is that news reports often give an exaggerated view and can distort reality. Not to dismiss out of hand the reports one hears, because we always need to be careful and vigilant, but the truth is there are a lot of incidents that happen everyday in certain parts of every large US city that never gets reported because they are so common. Everyday in San Diego and Los Angeles, or New York, or Miami, or Denver, or Dallas, or in Washington D.C., it is common for someone to get mugged or robbed, or found dumped in an alley, so common that it doesn’t grab the attention of the news hounds anymore. So what I am trying to say is that yes, you need to be careful while traveling in Mexico, or Tijuana, but also you need to be careful walking in downtown L.A., or San Diego. Don’t let rumors or news reports, that are attempting to grab headlines by focusing attention on bad things, exaggerate the dangers and frighten you. Just be cautious, and you’ll be alright. Remember, literally 100’s of thousands of people cross over into Tijuana from the USA every month without incident.
I have traveled into Mexico dozens and dozens of times. I have been very often to Tijuana, Juarez, Reynosa, and other border towns. I have also been in many Latin American countries, and have lived for several years in South America. I have NEVER had an incident where I felt in danger. However, I used to live in Denver working for the cable company, and have been threatened with bodily injury and have felt very intimidated on several occasions. I even had to call the police in order to complete my work in someone’s back yard because they had threatened to shoot me when I went to shut their cable off!! I feel safer in Mexico, than in certain areas of Denver. And what is Denver compared to L.A.? Or Washington D.C., or Miami?
Tips for Safe Travel.
1. Be discrete. Never flash a lot of money. Keep the majority of your cash hidden in a front pocket that you can zip or button down. Just keep a limited amount of cash in your wallet. Also keep your passport, drivers license, and credit card hidden in another front pocket. It would be good to keep those documents together with a rubber band or a money clip. Also, don’t bring all your credit cards with you, just bring one or two, that way if you loose it, you will know which one to report lost.
2. Walk over and take a Taxi rather than drive over. Unless you are planning to stay for several days, and would like to site see, it takes a lot of stress off to not to have to keep an eye on your car, or to have to maneuver in Mexico traffic. I always hate been stuck in the long line to cross back into the USA. It is liberating to just leave the car parked in the USA and let a taxi take you to your dental appointment. If you do drive over, NEVER leave valuables, like your camera or purse, in plain site in the car seat. If you do, you might be inviting a break in. That is not just true in Mexico! Also, if you drive in, make sure you keep your vehicle locked, and ALWAYS put a manual locking device, like the “Club”, on your steering wheel. At Sam Dental in Tijuana, they have off street parking that is secure, but it is still a good idea to use a locking device.
3. Keep your night life to a minimum If you are concerned about safety, remember that not only in Tijuana, but in L.A. as well, most crimes are committed late at night. Common sense is a must!
I enjoy traveling in Mexico, and I love the atmosphere and culture. Aside from the tremendous savings I have experienced getting dental and medical procedures done, I have love it in Mexico, and I plan on retiring there in a few years. I feel that it is safe to go to Tijuana. But, the truth is, just like in any large metropolis in the USA, it pays to be cautious and vigilant. You will have a good experience, just like the 10’s of thousands of people who cross the border every day without incident. Don’t be fearful, just keep your eyes open, and you’ll be fine.
Here is the website again: www.GoodSamDental.org
Jim was born in the USA, but has lived and traveled extensively through Latin America since 1982. He speaks the language fluently, and is an expert on cross-cultural communication. Currently Jim represents Sam Dental in Tijuana, Mexico as their patient liason.
Article from articlesbase.com


